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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,108,505 | $180,749+513.3% | $160,784+589.4% | $137,256+707.6% |
| Participation rate | 60.0% | 80.0%-20.0pp | 77.0%-17.0pp | 80.0%-20.0pp |
| Annual return | 15.77% | 2234.46%-2218.7pp | 1803.92%-1788.2pp | 220.34%-204.6pp |
| Employer contribution / active EE | $9,640 | $4,155+132.0% | $3,733+158.3% | $4,156+132.0% |
| Participant deferral / active EE | $9,053 | $6,844+32.3% | $6,293+43.9% | $6,407+41.3% |
| Admin fee / account holder | $9,412 | $10,397-9.5% | $9,717-3.1% | $12,270-23.3% |