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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $161,101 |
CREATIVE PLANNING LLC1 year Service code 27 · EIN 84-4519624 | Advisory (Plan) | $45,000 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,012 | $122,128-22.2% | $147,117-35.4% | $200,096-52.5% |
| Participation rate | 82.5% | 78.2%+4.4pp | 82.2%+0.4pp | 72.0%+10.5pp |
| Annual return | 18.20% | 30.58%-12.4pp | 420.54%-402.3pp | 34.26%-16.1pp |
| Employer contribution / active EE | $2,689 | $4,093-34.3% | $4,932-45.5% | $3,038-11.5% |
| Participant deferral / active EE | $8,930 | $8,484+5.3% | $8,065+10.7% | $5,090+75.5% |
| Admin fee / account holder | $92 | $180-48.6% | $12,993-99.3% | $269-65.7% |