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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,186 | $160,040-76.8% | $147,096-74.7% | $145,877-74.5% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 13.59% | 98.49%-84.9pp | 419.75%-406.2pp | 551.28%-537.7pp |
| Employer contribution / active EE | $1,720 | $5,289-67.5% | $4,936-65.2% | $4,663-63.1% |
| Participant deferral / active EE | $613 | $8,429-92.7% | $8,071-92.4% | $6,691-90.8% |
| Admin fee / account holder | $2,211 | $15,050-85.3% | $13,005-83.0% | $13,402-83.5% |