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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,315 | $154,228-54.4% | $145,433-51.7% | $137,256-48.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.37% | 74.59%-63.2pp | 66.58%-55.2pp | 220.34%-209.0pp |
| Employer contribution / active EE | $3,478 | $4,804-27.6% | $4,554-23.6% | $4,156-16.3% |
| Participant deferral / active EE | $18,226 | $8,216+121.8% | $7,897+130.8% | $6,407+184.5% |
| Admin fee / account holder | $263,013 | $14,344+1733.7% | $13,129+1903.3% | $12,270+2043.5% |