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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,266 | $88,360-43.1% | $145,433-65.4% | $67,986-26.1% |
| Participation rate | 80.7% | 65.5%+15.2pp | 82.1%-1.4pp | 57.2%+23.5pp |
| Annual return | 34.07% | 63.15%-29.1pp | 66.58%-32.5pp | 31.67%+2.4pp |
| Employer contribution / active EE | $1,940 | $3,054-36.5% | $4,554-57.4% | $2,019-3.9% |
| Participant deferral / active EE | $9,174 | $5,932+54.6% | $7,897+16.2% | $3,358+173.2% |
| Admin fee / account holder | $1,434 | $3,313-56.7% | $13,129-89.1% | $3,203-55.2% |