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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,777 | $102,422-52.4% | $147,117-66.8% | $80,959-39.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 17.72% | 135.16%-117.4pp | 420.54%-402.8pp | 35.67%-17.9pp |
| Employer contribution / active EE | $3,027 | $3,717-18.6% | $4,932-38.6% | $2,757+9.8% |
| Participant deferral / active EE | $3,390 | $6,652-49.0% | $8,065-58.0% | $4,300-21.2% |
| Admin fee / account holder | $937 | $7,953-88.2% | $12,993-92.8% | $6,925-86.5% |