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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,783 | $45,119+8.1% | $85,126-42.7% | $74,429-34.5% |
| Participation rate | 21.4% | 49.4%-27.9pp | 67.5%-46.1pp | 67.2%-45.8pp |
| Annual return | 12.22% | 26.28%-14.1pp | 66.63%-54.4pp | 1368.38%-1356.2pp |
| Employer contribution / active EE | $664 | $1,460-54.5% | $2,731-75.7% | $2,625-74.7% |
| Participant deferral / active EE | $1,703 | $2,738-37.8% | $4,523-62.3% | $4,348-60.8% |
| Admin fee / account holder | $12,347 | $2,214+457.7% | $6,160+100.4% | $1,944+535.0% |