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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,408 | $100,203+48.1% | $85,240+74.1% | $145,897+1.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 15.70% | 84.28%-68.6pp | 66.75%-51.1pp | 552.29%-536.6pp |
| Employer contribution / active EE | $4,366 | $3,242+34.7% | $2,735+59.6% | $4,663-6.4% |
| Participant deferral / active EE | $10,818 | $5,299+104.2% | $4,527+139.0% | $6,689+61.7% |
| Admin fee / account holder | $20,567 | $7,265+183.1% | $6,165+233.6% | $13,390+53.6% |