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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,234 | $97,125+97.9% | $86,233+122.9% | $137,256+40.1% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.0%+18.5pp | 80.0%+7.5pp |
| Annual return | 16.52% | 74.19%-57.7pp | 61.39%-44.9pp | 220.34%-203.8pp |
| Employer contribution / active EE | $6,297 | $2,841+121.6% | $2,504+151.4% | $4,156+51.5% |
| Participant deferral / active EE | $8,717 | $5,180+68.3% | $4,559+91.2% | $6,407+36.1% |
| Admin fee / account holder | $5,117 | $9,725-47.4% | $8,342-38.7% | $12,270-58.3% |