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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,008 | $196,972-90.9% | $182,262-90.1% | $198,609-90.9% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 19.81% | 158.27%-138.5pp | 140.60%-120.8pp | 202.70%-182.9pp |
| Employer contribution / active EE | $1,984 | $5,364-63.0% | $5,046-60.7% | $5,055-60.8% |
| Participant deferral / active EE | $11,294 | $8,643+30.7% | $8,276+36.5% | $6,977+61.9% |
| Admin fee / account holder | $6,082 | $18,429-67.0% | $16,712-63.6% | $19,030-68.0% |