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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $466,608 | $156,398+198.3% | $147,318+216.7% | $138,895+235.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 10.72% | 78.75%-68.0pp | 70.43%-59.7pp | 145.39%-134.7pp |
| Employer contribution / active EE | $32,867 | $4,853+577.2% | $4,593+615.6% | $4,194+683.6% |
| Participant deferral / active EE | $6,879 | $8,237-16.5% | $7,906-13.0% | $6,396+7.5% |
| Admin fee / account holder | $8,018 | $14,976-46.5% | $13,708-41.5% | $12,562-36.2% |