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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,239 | $108,825+186.9% | $156,181+99.9% | $82,448+278.7% |
| Participation rate | 97.5% | 72.4%+25.1pp | 78.8%+18.6pp | 68.1%+29.4pp |
| Annual return | 15.00% | 20.59%-5.6pp | 64.87%-49.9pp | 41.64%-26.6pp |
| Employer contribution / active EE | $9,991 | $2,870+248.1% | $4,294+132.7% | $2,551+291.6% |
| Participant deferral / active EE | $9,305 | $4,577+103.3% | $6,132+51.7% | $4,139+124.8% |
| Admin fee / account holder | $4,589 | $9,341-50.9% | $14,586-68.5% | $7,234-36.6% |