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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,239 | $115,931+169.3% | $185,441+68.4% | $86,983+259.0% |
| Participation rate | 97.5% | 73.6%+23.8pp | 80.3%+17.2pp | 69.5%+27.9pp |
| Annual return | 15.00% | 21.47%-6.5pp | 20.16%-5.2pp | 25.83%-10.8pp |
| Employer contribution / active EE | $9,991 | $2,937+240.2% | $4,672+113.8% | $2,584+286.6% |
| Participant deferral / active EE | $9,305 | $4,551+104.5% | $6,152+51.3% | $4,194+121.9% |
| Admin fee / account holder | $4,589 | $10,687-57.1% | $17,890-74.3% | $7,856-41.6% |