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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,890 | $125,190-32.2% | $105,624-19.6% | $145,897-41.8% |
| Participation rate | 70.0% | 77.6%-7.6pp | 75.3%-5.3pp | 80.3%-10.3pp |
| Annual return | 10.99% | 225.22%-214.2pp | 116.20%-105.2pp | 552.29%-541.3pp |
| Employer contribution / active EE | $2,685 | $3,720-27.8% | $3,168-15.2% | $4,663-42.4% |
| Participant deferral / active EE | $4,801 | $5,716-16.0% | $5,013-4.2% | $6,689-28.2% |
| Admin fee / account holder | $5,732 | $17,138-66.6% | $10,961-47.7% | $13,390-57.2% |