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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,332 | $162,136-74.5% | $152,301-72.9% | $154,746-73.3% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 20.91% | 91.02%-70.1pp | 80.50%-59.6pp | 172.34%-151.4pp |
| Employer contribution / active EE | $4,036 | $4,890-17.5% | $4,624-12.7% | $4,379-7.8% |
| Participant deferral / active EE | $6,864 | $8,341-17.7% | $8,004-14.2% | $6,730+2.0% |
| Admin fee / account holder | $738 | $15,759-95.3% | $14,398-94.9% | $14,365-94.9% |