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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,332 | $155,555-73.4% | $146,866-71.9% | $155,188-73.4% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.5%-15.8pp | 80.8%-14.1pp |
| Annual return | 20.91% | 115.41%-94.5pp | 102.85%-81.9pp | 148.84%-127.9pp |
| Employer contribution / active EE | $4,036 | $4,647-13.1% | $4,425-8.8% | $4,248-5.0% |
| Participant deferral / active EE | $6,864 | $8,044-14.7% | $7,759-11.5% | $6,531+5.1% |
| Admin fee / account holder | $738 | $14,755-95.0% | $13,620-94.6% | $14,480-94.9% |