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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,053 | $90,614+67.8% | $76,089+99.8% | $145,877+4.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 17.41% | 623.80%-606.4pp | 360.94%-343.5pp | 551.28%-533.9pp |
| Employer contribution / active EE | $9,758 | $3,324+193.5% | $2,690+262.8% | $4,663+109.3% |
| Participant deferral / active EE | $11,440 | $5,168+121.4% | $4,259+168.6% | $6,691+71.0% |
| Admin fee / account holder | $1,358 | $8,376-83.8% | $6,418-78.8% | $13,402-89.9% |