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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,053 | $90,691+67.7% | $76,119+99.8% | $145,884+4.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 17.41% | 624.52%-607.1pp | 361.25%-343.8pp | 551.85%-534.4pp |
| Employer contribution / active EE | $9,758 | $3,329+193.1% | $2,693+262.4% | $4,662+109.3% |
| Participant deferral / active EE | $11,440 | $5,167+121.4% | $4,259+168.6% | $6,690+71.0% |
| Admin fee / account holder | $1,358 | $8,383-83.8% | $6,421-78.8% | $13,392-89.9% |