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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,058 | $142,354+32.8% | $125,529+50.6% | $155,188+21.8% |
| Participation rate | 76.2% | 78.1%-1.9pp | 74.7%+1.5pp | 80.8%-4.6pp |
| Annual return | 15.39% | 306.06%-290.7pp | 202.56%-187.2pp | 148.84%-133.4pp |
| Employer contribution / active EE | $1,744 | $3,501-50.2% | $3,058-43.0% | $4,248-58.9% |
| Participant deferral / active EE | $7,435 | $5,491+35.4% | $4,813+54.5% | $6,531+13.8% |
| Admin fee / account holder | $1,011 | $19,392-94.8% | $16,298-93.8% | $14,480-93.0% |