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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,058 | $139,948+35.1% | $121,663+55.4% | $154,746+22.2% |
| Participation rate | 76.2% | 78.0%-1.8pp | 74.5%+1.7pp | 80.7%-4.5pp |
| Annual return | 15.39% | 230.52%-215.1pp | 147.54%-132.1pp | 172.34%-156.9pp |
| Employer contribution / active EE | $1,744 | $3,521-50.5% | $3,020-42.2% | $4,379-60.2% |
| Participant deferral / active EE | $7,435 | $5,629+32.1% | $4,887+52.1% | $6,730+10.5% |
| Admin fee / account holder | $1,011 | $17,321-94.2% | $14,289-92.9% | $14,365-93.0% |