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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,770 | $183,539+99.3% | $155,556+135.1% | $145,897+150.7% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 28.89% | 61.31%-32.4pp | 64.84%-36.0pp | 552.29%-523.4pp |
| Employer contribution / active EE | $10,714 | $5,315+101.6% | $4,675+129.2% | $4,663+129.8% |
| Participant deferral / active EE | $8,379 | $6,467+29.6% | $5,631+48.8% | $6,689+25.3% |
| Admin fee / account holder | $54,119 | $19,275+180.8% | $15,885+240.7% | $13,390+304.2% |