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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,877 | $124,425+21.3% | $112,040+34.7% | $137,256+9.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 13.07% | 24.72%-11.6pp | 24.52%-11.4pp | 220.34%-207.3pp |
| Employer contribution / active EE | $1,506 | $3,411-55.9% | $2,954-49.0% | $4,156-63.8% |
| Participant deferral / active EE | $8,849 | $5,718+54.7% | $5,098+73.6% | $6,407+38.1% |
| Admin fee / account holder | $1,696 | $15,207-88.8% | $12,098-86.0% | $12,270-86.2% |