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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,008 | $111,814-46.3% | $103,378-42.0% | $145,978-58.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.49% | 24.80%-16.3pp | 24.91%-16.4pp | 550.52%-542.0pp |
| Employer contribution / active EE | $13,073 | $4,215+210.2% | $3,870+237.8% | $4,662+180.4% |
| Participant deferral / active EE | $12,817 | $5,618+128.1% | $5,058+153.4% | $6,690+91.6% |
| Admin fee / account holder | $640 | $9,764-93.4% | $8,401-92.4% | $13,400-95.2% |