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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,473 | $86,940+69.6% | $102,434+44.0% | $80,935+82.2% |
| Participation rate | 89.2% | 72.4%+16.8pp | 76.5%+12.7pp | 67.7%+21.5pp |
| Annual return | 14.75% | 18.89%-4.1pp | 29.46%-14.7pp | 35.66%-20.9pp |
| Employer contribution / active EE | $3,275 | $2,370+38.2% | $3,023+8.3% | $2,757+18.8% |
| Participant deferral / active EE | $7,485 | $4,121+81.6% | $5,055+48.1% | $4,299+74.1% |
| Admin fee / account holder | $3,616 | $8,047-55.1% | $9,462-61.8% | $6,924-47.8% |