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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,301 | $183,592-7.2% | $155,574+9.5% | $145,877+16.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.12% | 61.37%-49.3pp | 64.87%-52.7pp | 551.28%-539.2pp |
| Employer contribution / active EE | $9,718 | $5,317+82.8% | $4,676+107.8% | $4,663+108.4% |
| Participant deferral / active EE | $32,866 | $6,466+408.3% | $5,629+483.8% | $6,691+391.2% |
| Admin fee / account holder | $824 | $19,316-95.7% | $15,914-94.8% | $13,402-93.9% |