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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,365 | $57,119+33.7% | $85,187-10.4% | $80,935-5.6% |
| Participation rate | 64.3% | 56.4%+7.9pp | 67.5%-3.2pp | 67.7%-3.4pp |
| Annual return | 16.54% | 21.70%-5.2pp | 66.67%-50.1pp | 35.66%-19.1pp |
| Employer contribution / active EE | $2,252 | $1,802+25.0% | $2,732-17.6% | $2,757-18.3% |
| Participant deferral / active EE | $3,390 | $3,115+8.8% | $4,525-25.1% | $4,299-21.2% |
| Admin fee / account holder | $890 | $4,990-82.2% | $6,162-85.6% | $6,924-87.1% |