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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,739 | $95,453+40.1% | $112,040+19.4% | $82,448+62.2% |
| Participation rate | 71.1% | 72.8%-1.7pp | 76.5%-5.4pp | 68.1%+3.0pp |
| Annual return | 17.15% | 23.92%-6.8pp | 24.52%-7.4pp | 41.64%-24.5pp |
| Employer contribution / active EE | $3,096 | $2,318+33.6% | $2,954+4.8% | $2,551+21.4% |
| Participant deferral / active EE | $9,422 | $4,224+123.1% | $5,098+84.8% | $4,139+127.6% |
| Admin fee / account holder | $597 | $9,013-93.4% | $12,098-95.1% | $7,234-91.7% |