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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,493 | $81,476+1.2% | $102,383-19.4% | $80,925+1.9% |
| Participation rate | 96.4% | 66.8%+29.6pp | 74.5%+21.9pp | 67.7%+28.8pp |
| Annual return | 15.37% | 25.59%-10.2pp | 24.94%-9.6pp | 35.65%-20.3pp |
| Employer contribution / active EE | $2,092 | $3,105-32.6% | $3,870-46.0% | $2,756-24.1% |
| Participant deferral / active EE | $5,715 | $3,871+47.6% | $5,060+12.9% | $4,299+32.9% |
| Admin fee / account holder | $5,609 | $6,717-16.5% | $8,391-33.2% | $6,940-19.2% |