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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,493 | $81,504+1.2% | $102,437-19.5% | $80,959+1.9% |
| Participation rate | 96.4% | 66.9%+29.6pp | 74.5%+21.9pp | 67.7%+28.8pp |
| Annual return | 15.37% | 25.60%-10.2pp | 24.95%-9.6pp | 35.67%-20.3pp |
| Employer contribution / active EE | $2,092 | $3,104-32.6% | $3,871-46.0% | $2,757-24.1% |
| Participant deferral / active EE | $5,715 | $3,871+47.6% | $5,060+12.9% | $4,300+32.9% |
| Admin fee / account holder | $5,609 | $6,719-16.5% | $8,388-33.1% | $6,925-19.0% |