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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,615 | $58,275+21.2% | $81,844-13.7% | $80,935-12.8% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | -46.76% | 41.82%-88.6pp | 778.87%-825.6pp | 35.66%-82.4pp |
| Employer contribution / active EE | $4,102 | $2,346+74.9% | $2,916+40.7% | $2,757+48.8% |
| Participant deferral / active EE | $6,930 | $3,285+110.9% | $4,323+60.3% | $4,299+61.2% |
| Admin fee / account holder | $3,771 | $4,749-20.6% | $7,355-48.7% | $6,924-45.5% |