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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,054 | $154,228-24.1% | $145,433-19.5% | $137,256-14.7% |
| Participation rate | 84.6% | 83.8%+0.8pp | 82.1%+2.5pp | 80.0%+4.7pp |
| Annual return | 13.87% | 74.59%-60.7pp | 66.58%-52.7pp | 220.34%-206.5pp |
| Employer contribution / active EE | $6,258 | $4,804+30.3% | $4,554+37.4% | $4,156+50.6% |
| Participant deferral / active EE | $13,979 | $8,216+70.1% | $7,897+77.0% | $6,407+118.2% |
| Admin fee / account holder | $31,813 | $14,344+121.8% | $13,129+142.3% | $12,270+159.3% |