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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,331 | $166,268+108.3% | $165,100+109.8% | $145,897+137.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 19.59% | 100.52%-80.9pp | 70.21%-50.6pp | 552.29%-532.7pp |
| Employer contribution / active EE | $5,547 | $5,284+5.0% | $4,348+27.6% | $4,663+19.0% |
| Participant deferral / active EE | $13,047 | $6,964+87.3% | $6,035+116.2% | $6,689+95.0% |
| Admin fee / account holder | $16,576 | $16,659-0.5% | $12,696+30.6% | $13,390+23.8% |