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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,299 | $111,878-31.8% | $93,727-18.6% | $145,897-47.7% |
| Participation rate | 38.1% | 74.2%-36.1pp | 68.7%-30.6pp | 80.3%-42.2pp |
| Annual return | 12.92% | 204.28%-191.4pp | 133.83%-120.9pp | 552.29%-539.4pp |
| Employer contribution / active EE | $775 | $3,092-74.9% | $2,421-68.0% | $4,663-83.4% |
| Participant deferral / active EE | $2,832 | $4,920-42.4% | $4,417-35.9% | $6,689-57.7% |
| Admin fee / account holder | $4,731 | $10,256-53.9% | $8,292-42.9% | $13,390-64.7% |