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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,641 | $70,366+372.7% | $66,674+398.9% | $138,895+139.5% |
| Participation rate | 40.0% | 76.2%-36.2pp | 73.7%-33.7pp | 79.9%-39.9pp |
| Annual return | 17.17% | 386.41%-369.2pp | 321.24%-304.1pp | 145.39%-128.2pp |
| Employer contribution / active EE | $697 | $2,765-74.8% | $2,620-73.4% | $4,194-83.4% |
| Participant deferral / active EE | $3,309 | $4,374-24.3% | $4,084-19.0% | $6,396-48.3% |
| Admin fee / account holder | $0 | $5,262-100.0% | $5,098-100.0% | $12,562-100.0% |