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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,346 | $88,778+210.2% | $81,844+236.4% | $145,884+88.7% |
| Participation rate | 42.9% | 75.1%-32.2pp | 72.4%-29.5pp | 80.3%-37.4pp |
| Annual return | 17.61% | 1033.03%-1015.4pp | 778.87%-761.3pp | 551.85%-534.2pp |
| Employer contribution / active EE | $735 | $3,087-76.2% | $2,916-74.8% | $4,662-84.2% |
| Participant deferral / active EE | $3,395 | $4,648-27.0% | $4,323-21.5% | $6,690-49.3% |
| Admin fee / account holder | $21 | $8,430-99.8% | $7,355-99.7% | $13,392-99.8% |