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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,013 | $94,436-20.6% | $115,599-35.1% | $82,637-9.2% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.3%+25.7pp | 68.1%+31.9pp |
| Annual return | 10.35% | 18.37%-8.0pp | 111.10%-100.7pp | 53.51%-43.2pp |
| Employer contribution / active EE | $3,479 | $2,324+49.7% | $2,955+17.7% | $2,552+36.3% |
| Participant deferral / active EE | $5,215 | $3,955+31.9% | $4,889+6.7% | $4,126+26.4% |
| Admin fee / account holder | $18,376 | $10,328+77.9% | $12,841+43.1% | $7,339+150.4% |