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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,364 | $100,073+41.3% | $85,126+66.1% | $145,877-3.1% |
| Participation rate | 85.7% | 74.1%+11.6pp | 67.5%+18.2pp | 80.3%+5.4pp |
| Annual return | 13.17% | 84.11%-70.9pp | 66.63%-53.5pp | 551.28%-538.1pp |
| Employer contribution / active EE | $8,960 | $3,236+176.8% | $2,731+228.0% | $4,663+92.1% |
| Participant deferral / active EE | $2,813 | $5,294-46.9% | $4,523-37.8% | $6,691-58.0% |
| Admin fee / account holder | $1,955 | $7,261-73.1% | $6,160-68.3% | $13,402-85.4% |