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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,364 | $99,921+41.5% | $85,009+66.3% | $145,959-3.1% |
| Participation rate | 85.7% | 74.1%+11.6pp | 67.5%+18.2pp | 80.3%+5.4pp |
| Annual return | 13.17% | 83.89%-70.7pp | 66.47%-53.3pp | 561.95%-548.8pp |
| Employer contribution / active EE | $8,960 | $3,233+177.2% | $2,728+228.4% | $4,661+92.2% |
| Participant deferral / active EE | $2,813 | $5,293-46.9% | $4,522-37.8% | $6,689-57.9% |
| Admin fee / account holder | $1,955 | $7,252-73.0% | $6,153-68.2% | $13,398-85.4% |