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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,364 | $100,203+41.1% | $85,240+65.8% | $145,897-3.1% |
| Participation rate | 85.7% | 74.1%+11.6pp | 67.5%+18.2pp | 80.3%+5.4pp |
| Annual return | 13.17% | 84.28%-71.1pp | 66.75%-53.6pp | 552.29%-539.1pp |
| Employer contribution / active EE | $8,960 | $3,242+176.4% | $2,735+227.6% | $4,663+92.2% |
| Participant deferral / active EE | $2,813 | $5,299-46.9% | $4,527-37.9% | $6,689-58.0% |
| Admin fee / account holder | $1,955 | $7,265-73.1% | $6,165-68.3% | $13,390-85.4% |