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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,007 | $45,126+68.4% | $85,187-10.8% | $74,459+2.1% |
| Participation rate | 76.1% | 49.4%+26.7pp | 67.5%+8.6pp | 67.2%+8.9pp |
| Annual return | 11.04% | 26.30%-15.3pp | 66.67%-55.6pp | 1369.70%-1358.7pp |
| Employer contribution / active EE | $1,391 | $1,460-4.7% | $2,732-49.1% | $2,626-47.0% |
| Participant deferral / active EE | $4,236 | $2,738+54.7% | $4,525-6.4% | $4,350-2.6% |
| Admin fee / account holder | $4,652 | $2,212+110.3% | $6,162-24.5% | $1,945+139.2% |