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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,007 | $45,043+68.7% | $85,063-10.6% | $74,400+2.2% |
| Participation rate | 76.1% | 49.4%+26.7pp | 67.5%+8.6pp | 67.2%+8.9pp |
| Annual return | 11.04% | 26.26%-15.2pp | 66.54%-55.5pp | 1367.51%-1356.5pp |
| Employer contribution / active EE | $1,391 | $1,458-4.6% | $2,727-49.0% | $2,624-47.0% |
| Participant deferral / active EE | $4,236 | $2,733+55.0% | $4,523-6.3% | $4,348-2.6% |
| Admin fee / account holder | $4,652 | $2,210+110.5% | $6,155-24.4% | $1,944+139.3% |