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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,904 | $178,174+45.9% | $156,181+66.4% | $137,256+89.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 18.06% | 84.19%-66.1pp | 64.87%-46.8pp | 220.34%-202.3pp |
| Employer contribution / active EE | $3,398 | $4,972-31.7% | $4,294-20.9% | $4,156-18.3% |
| Participant deferral / active EE | $3,007 | $6,888-56.3% | $6,132-51.0% | $6,407-53.1% |
| Admin fee / account holder | $2,905 | $17,404-83.3% | $14,586-80.1% | $12,270-76.3% |