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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,307 | $126,113-19.7% | $116,096-12.7% | $155,188-34.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 13.45% | 391.72%-378.3pp | 326.25%-312.8pp | 148.84%-135.4pp |
| Employer contribution / active EE | $5,182 | $2,672+94.0% | $2,503+107.0% | $4,248+22.0% |
| Participant deferral / active EE | $5,263 | $4,162+26.5% | $3,952+33.2% | $6,531-19.4% |
| Admin fee / account holder | $3,855 | $8,045-52.1% | $7,704-50.0% | $14,480-73.4% |