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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,923 | $102,429+47.3% | $147,096+2.6% | $80,925+86.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 60.08% | 135.02%-74.9pp | 419.75%-359.7pp | 35.65%+24.4pp |
| Employer contribution / active EE | $7,211 | $3,716+94.1% | $4,936+46.1% | $2,756+161.6% |
| Participant deferral / active EE | $5,692 | $6,649-14.4% | $8,071-29.5% | $4,299+32.4% |
| Admin fee / account holder | $11,467 | $7,957+44.1% | $13,005-11.8% | $6,940+65.2% |