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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,425 | $171,492-0.6% | $150,734+13.1% | $198,609-14.2% |
| Participation rate | 60.0% | 81.4%-21.4pp | 78.4%-18.4pp | 82.4%-22.4pp |
| Annual return | 17.83% | 804.70%-786.9pp | 600.81%-583.0pp | 202.70%-184.9pp |
| Employer contribution / active EE | $13,163 | $5,470+140.6% | $4,918+167.6% | $5,055+160.4% |
| Participant deferral / active EE | $2,885 | $6,259-53.9% | $5,610-48.6% | $6,977-58.6% |
| Admin fee / account holder | $1,032 | $17,628-94.1% | $14,905-93.1% | $19,030-94.6% |