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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,425 | $129,737+31.4% | $119,126+43.1% | $154,746+10.1% |
| Participation rate | 60.0% | 78.9%-18.9pp | 75.8%-15.8pp | 80.7%-20.7pp |
| Annual return | 17.83% | 379.08%-361.2pp | 282.11%-264.3pp | 172.34%-154.5pp |
| Employer contribution / active EE | $13,163 | $4,375+200.9% | $4,034+226.3% | $4,379+200.6% |
| Participant deferral / active EE | $2,885 | $5,842-50.6% | $5,318-45.7% | $6,730-57.1% |
| Admin fee / account holder | $1,032 | $11,961-91.4% | $10,693-90.4% | $14,365-92.8% |