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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,425 | $111,535+52.8% | $105,223+62.0% | $137,256+24.2% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 80.0%-20.0pp |
| Annual return | 17.83% | 237.85%-220.0pp | 180.65%-162.8pp | 220.34%-202.5pp |
| Employer contribution / active EE | $13,163 | $3,939+234.1% | $3,689+256.9% | $4,156+216.7% |
| Participant deferral / active EE | $2,885 | $5,500-47.5% | $5,072-43.1% | $6,407-55.0% |
| Admin fee / account holder | $1,032 | $9,721-89.4% | $8,859-88.4% | $12,270-91.6% |