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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,847 | $138,366-66.1% | $184,185-74.6% | $80,911-42.1% |
| Participation rate | 83.3% | 83.9%-0.5pp | 86.8%-3.5pp | 67.6%+15.7pp |
| Annual return | 10.33% | 20.02%-9.7pp | 28.81%-18.5pp | 35.63%-25.3pp |
| Employer contribution / active EE | $2,969 | $4,849-38.8% | $6,426-53.8% | $2,756+7.7% |
| Participant deferral / active EE | $2,899 | $7,074-59.0% | $9,132-68.3% | $4,297-32.5% |
| Admin fee / account holder | $19,125 | $10,484+82.4% | $13,909+37.5% | $6,935+175.8% |