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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,847 | $138,386-66.1% | $184,260-74.6% | $80,935-42.1% |
| Participation rate | 83.3% | 83.9%-0.6pp | 86.8%-3.5pp | 67.7%+15.7pp |
| Annual return | 10.33% | 20.02%-9.7pp | 28.84%-18.5pp | 35.66%-25.3pp |
| Employer contribution / active EE | $2,969 | $4,851-38.8% | $6,427-53.8% | $2,757+7.7% |
| Participant deferral / active EE | $2,899 | $7,076-59.0% | $9,133-68.3% | $4,299-32.6% |
| Admin fee / account holder | $19,125 | $10,489+82.3% | $13,898+37.6% | $6,924+176.2% |