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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,307 | $196,972-87.7% | $182,262-86.7% | $198,609-87.8% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 13.11% | 158.27%-145.2pp | 140.60%-127.5pp | 202.70%-189.6pp |
| Employer contribution / active EE | $1,495 | $5,364-72.1% | $5,046-70.4% | $5,055-70.4% |
| Participant deferral / active EE | $2,789 | $8,643-67.7% | $8,276-66.3% | $6,977-60.0% |
| Admin fee / account holder | $45,791 | $18,429+148.5% | $16,712+174.0% | $19,030+140.6% |