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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,959 | $100,194-38.2% | $122,979-49.6% | $86,983-28.8% |
| Participation rate | 90.0% | 73.0%+17.0pp | 77.2%+12.8pp | 69.5%+20.5pp |
| Annual return | 21.55% | 16.47%+5.1pp | 20.12%+1.4pp | 25.83%-4.3pp |
| Employer contribution / active EE | $3,250 | $2,326+39.8% | $3,062+6.1% | $2,584+25.8% |
| Participant deferral / active EE | $9,513 | $4,133+130.2% | $5,003+90.1% | $4,194+126.8% |
| Admin fee / account holder | $1,885 | $10,148-81.4% | $12,864-85.3% | $7,856-76.0% |