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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,464 | $81,446-65.1% | $103,374-72.5% | $80,874-64.8% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 15.40% | 25.57%-10.2pp | 24.89%-9.5pp | 35.62%-20.2pp |
| Employer contribution / active EE | $2,411 | $3,107-22.4% | $3,869-37.7% | $2,756-12.5% |
| Participant deferral / active EE | $3,854 | $3,870-0.4% | $5,058-23.8% | $4,297-10.3% |
| Admin fee / account holder | $696 | $6,715-89.6% | $8,394-91.7% | $6,935-90.0% |