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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,866 | $78,690+310.3% | $161,489+99.9% | $87,485+269.1% |
| Participation rate | 98.4% | 67.5%+31.0pp | 78.7%+19.7pp | 68.9%+29.5pp |
| Annual return | 18.52% | 32.74%-14.2pp | 89.72%-71.2pp | 26.06%-7.5pp |
| Employer contribution / active EE | $7,394 | $2,588+185.7% | $4,268+73.2% | $2,596+184.8% |
| Participant deferral / active EE | $7,469 | $3,311+125.6% | $5,630+32.7% | $4,274+74.8% |
| Admin fee / account holder | $5,248 | $6,724-21.9% | $16,006-67.2% | $7,775-32.5% |