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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,866 | $76,407+322.6% | $150,298+114.8% | $82,448+291.6% |
| Participation rate | 98.4% | 66.4%+32.0pp | 77.8%+20.7pp | 68.1%+30.4pp |
| Annual return | 18.52% | 39.99%-21.5pp | 62.79%-44.3pp | 41.64%-23.1pp |
| Employer contribution / active EE | $7,394 | $2,614+182.8% | $4,154+78.0% | $2,551+189.8% |
| Participant deferral / active EE | $7,469 | $3,214+132.4% | $5,453+37.0% | $4,139+80.4% |
| Admin fee / account holder | $5,248 | $6,352-17.4% | $14,116-62.8% | $7,234-27.5% |