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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,601 | $100,004+8.6% | $81,438+33.4% | $145,959-25.6% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.5%-2.8pp | 80.3%-13.6pp |
| Annual return | 13.54% | 34.34%-20.8pp | 24.74%-11.2pp | 561.95%-548.4pp |
| Employer contribution / active EE | $2,282 | $2,970-23.2% | $2,460-7.3% | $4,661-51.0% |
| Participant deferral / active EE | $4,002 | $4,603-13.1% | $3,883+3.1% | $6,689-40.2% |
| Admin fee / account holder | $5,790 | $8,202-29.4% | $5,764+0.5% | $13,398-56.8% |