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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,601 | $100,262+8.3% | $81,370+33.5% | $145,897-25.6% |
| Participation rate | 66.7% | 74.3%-7.6pp | 69.5%-2.9pp | 80.3%-13.6pp |
| Annual return | 13.54% | 34.52%-21.0pp | 24.85%-11.3pp | 552.29%-538.7pp |
| Employer contribution / active EE | $2,282 | $2,979-23.4% | $2,464-7.4% | $4,663-51.1% |
| Participant deferral / active EE | $4,002 | $4,612-13.2% | $3,885+3.0% | $6,689-40.2% |
| Admin fee / account holder | $5,790 | $8,163-29.1% | $5,749+0.7% | $13,390-56.8% |