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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,032 | $107,421+205.4% | $182,262+80.0% | $94,015+248.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 84.2%+15.8pp | 70.8%+29.2pp |
| Annual return | 12.39% | 21.32%-8.9pp | 140.60%-128.2pp | 17.84%-5.5pp |
| Employer contribution / active EE | $0 | $3,448-100.0% | $5,046-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $12,764 | $6,558+94.6% | $8,276+54.2% | $4,249+200.4% |
| Admin fee / account holder | $31,577 | $8,692+263.3% | $16,712+88.9% | $8,951+252.8% |