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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,867 | $90,691-80.3% | $76,119-76.5% | $145,884-87.8% |
| Participation rate | 84.6% | 74.5%+10.1pp | 69.1%+15.5pp | 80.3%+4.3pp |
| Annual return | 13.43% | 624.52%-611.1pp | 361.25%-347.8pp | 551.85%-538.4pp |
| Employer contribution / active EE | $2,391 | $3,329-28.2% | $2,693-11.2% | $4,662-48.7% |
| Participant deferral / active EE | $4,098 | $5,167-20.7% | $4,259-3.8% | $6,690-38.7% |
| Admin fee / account holder | $2,212 | $8,383-73.6% | $6,421-65.5% | $13,392-83.5% |