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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,867 | $90,614-80.3% | $76,089-76.5% | $145,877-87.8% |
| Participation rate | 84.6% | 74.5%+10.1pp | 69.1%+15.5pp | 80.3%+4.3pp |
| Annual return | 13.43% | 623.80%-610.4pp | 360.94%-347.5pp | 551.28%-537.9pp |
| Employer contribution / active EE | $2,391 | $3,324-28.1% | $2,690-11.1% | $4,663-48.7% |
| Participant deferral / active EE | $4,098 | $5,168-20.7% | $4,259-3.8% | $6,691-38.8% |
| Admin fee / account holder | $2,212 | $8,376-73.6% | $6,418-65.5% | $13,402-83.5% |