Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,370 | $88,672+95.5% | $105,223+64.8% | $82,448+110.3% |
| Participation rate | 47.2% | 67.9%-20.8pp | 75.0%-27.9pp | 68.1%-20.9pp |
| Annual return | 14.71% | 30.86%-16.1pp | 180.65%-165.9pp | 41.64%-26.9pp |
| Employer contribution / active EE | $635 | $3,048-79.2% | $3,689-82.8% | $2,551-75.1% |
| Participant deferral / active EE | $3,658 | $4,036-9.4% | $5,072-27.9% | $4,139-11.6% |
| Admin fee / account holder | $5,278 | $7,146-26.1% | $8,859-40.4% | $7,234-27.0% |