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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,129 | $77,460+25.4% | $100,378-3.2% | $80,925+20.0% |
| Participation rate | 96.7% | 76.9%+19.8pp | 81.5%+15.2pp | 67.7%+29.0pp |
| Annual return | 14.58% | 37.24%-22.7pp | 49.41%-34.8pp | 35.65%-21.1pp |
| Employer contribution / active EE | $3,100 | $2,801+10.7% | $3,942-21.3% | $2,756+12.5% |
| Participant deferral / active EE | $6,672 | $6,818-2.2% | $8,087-17.5% | $4,299+55.2% |
| Admin fee / account holder | $5,900 | $5,887+0.2% | $7,899-25.3% | $6,940-15.0% |