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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,129 | $77,472+25.4% | $100,415-3.3% | $80,959+20.0% |
| Participation rate | 96.7% | 76.9%+19.8pp | 81.5%+15.2pp | 67.7%+29.0pp |
| Annual return | 14.58% | 37.26%-22.7pp | 49.47%-34.9pp | 35.67%-21.1pp |
| Employer contribution / active EE | $3,100 | $2,800+10.7% | $3,943-21.4% | $2,757+12.5% |
| Participant deferral / active EE | $6,672 | $6,818-2.1% | $8,091-17.5% | $4,300+55.1% |
| Admin fee / account holder | $5,900 | $5,885+0.3% | $7,906-25.4% | $6,925-14.8% |