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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,381 | $117,904+261.6% | $102,457+316.2% | $145,978+192.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 7.51% | 31.80%-24.3pp | 29.41%-21.9pp | 550.52%-543.0pp |
| Employer contribution / active EE | $13,670 | $3,613+278.3% | $3,022+352.3% | $4,662+193.2% |
| Participant deferral / active EE | $10,903 | $5,733+90.2% | $5,054+115.7% | $6,690+63.0% |
| Admin fee / account holder | $78,342 | $13,329+487.7% | $9,451+728.9% | $13,400+484.6% |