See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$5,013 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,774 | $81,357+17.7% | $75,972+26.1% | $199,593-52.0% |
| Participation rate | 27.8% | 69.9%-42.1pp | 69.1%-41.2pp | 72.0%-44.1pp |
| Annual return | 18.49% | 16.32%+2.2pp | 359.55%-341.1pp | 34.25%-15.8pp |
| Employer contribution / active EE | $345 | $3,341-89.7% | $2,685-87.2% | $3,034-88.6% |
| Participant deferral / active EE | $2,059 | $4,710-56.3% | $4,255-51.6% | $5,087-59.5% |
| Admin fee / account holder | -$3 | $144-101.8% | $6,467-100.0% | $269-101.0% |