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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $569,479 | $102,595+455.1% | $94,057+505.5% | $154,746+268.0% |
| Participation rate | 93.8% | 76.0%+17.8pp | 73.3%+20.4pp | 80.7%+13.0pp |
| Annual return | 14.53% | 583.42%-568.9pp | 480.62%-466.1pp | 172.34%-157.8pp |
| Employer contribution / active EE | $4,141 | $3,147+31.6% | $2,933+41.2% | $4,379-5.4% |
| Participant deferral / active EE | $16,859 | $5,118+229.4% | $4,709+258.0% | $6,730+150.5% |
| Admin fee / account holder | $48,659 | $7,736+529.0% | $7,244+571.7% | $14,365+238.7% |