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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,250 | $114,119+44.8% | $107,187+54.2% | $138,895+19.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 13.82% | 273.21%-259.4pp | 204.55%-190.7pp | 145.39%-131.6pp |
| Employer contribution / active EE | $3,051 | $4,059-24.8% | $3,782-19.3% | $4,194-27.3% |
| Participant deferral / active EE | $5,960 | $5,538+7.6% | $5,096+16.9% | $6,396-6.8% |
| Admin fee / account holder | $1,627 | $10,024-83.8% | $9,162-82.2% | $12,562-87.1% |