Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,926 | $101,763-4.8% | $164,866-41.2% | $80,874+19.8% |
| Participation rate | 51.4% | 71.8%-20.5pp | 78.6%-27.3pp | 67.6%-16.3pp |
| Annual return | 12.83% | 16.73%-3.9pp | 69.97%-57.1pp | 35.62%-22.8pp |
| Employer contribution / active EE | $1,454 | $2,954-50.8% | $4,343-66.5% | $2,756-47.2% |
| Participant deferral / active EE | $3,949 | $4,477-11.8% | $6,033-34.6% | $4,297-8.1% |
| Admin fee / account holder | $4,238 | $8,228-48.5% | $12,689-66.6% | $6,935-38.9% |